For many employees, the workplace is the only place where they can secure life insurance. This benefit lets your employees know that if something unexpected happens, their families will be able to take care of final expenses without sacrificing retirement savings or going further into debt.

As a member of Universal Unilink, you can give your valuable employees a clear signal that they are cared for, on and off the job.

Your employees get the advantage of working with a business that offers them and their families a prized benefit: basic life insurance at no cost to them.

You can take advantage of plans based on the number of your employees. Every plan includes:

• $25,000 death benefit
• Guaranteed acceptance — employees cannot be turned down for health reasons
• Accelerated benefit if diagnosed as terminally ill
• Additional Accidental Death & Dismemberment coverage for loss of life or covered accidental injury, on or off the job
• Waiver of premium if the employee becomes disabled as per the laws of your state
• Travel assistance
• Available counseling for grief support, financial and legal services, and more
• Ability to convert coverage to an individual plan if they leave your employment

All services may not be available in all states and to all employers. Exclusions apply to AD&D benefits.